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Veterans United Employee Holly  Ray

Holly Ray

Loan Officer and Illinois Air National Guard Veteran Holly Ray is a dedicated Loan Officer with a deep, personal commitment to serving the military community. Rooted in her experience as both a Veteran and a military spouse, she brings a genuine understanding to the families she supports and takes pride in guiding borrowers through a clear, approachable, and stress-free homebuying process. Holly’s approach centers on communication, personalized support, and homebuyer empowerment—whether you're purchasing your first home or returning as an experienced homeowner. When she’s not helping families achieve their homeownership dreams, she enjoys spending time with loved ones and cheering on the Kansas City Chiefs.

Veterans United Employee Holly  Ray

Holly Ray

Loan Officer NMLS #1992719

Contact Information
Office (618) 746-4699 x7067
Mobile (618) 407-2171
Fax (618) 744-6481
Email holly.ray@vu.com
Address 735 Seibert Road, Suite 3, Scott Air Force Base, IL 62225

Reviews

See what 175 customers have said about Holly Ray

5 out of 5 Stars
4.5 out of 5 Stars

Ms Holly Ray was great and empathetic to the needs of my family and I! I will happily recommend her again and again!

5 out of 5 Stars
5 out of 5 Stars

I had the pleasure of of working with Holly Ray and she was very pleasant and patient in our home buying journey. She had knowledge of the process and was very informative on every process in our home buying journey we closed on the 3 of August and I’m happy to say to road was smooth with a very pleasant home loan office who wrote to you, Mrs. Holly Ray and team! Also thank u as well Jessica she was pleasure to assist as well!

5 out of 5 Stars

Holly and the entire VU team was beyond outstanding. Buying a home was an intimidating process for me but Holly made it feel so comfortable and effortless. She took the time to get to know my situation and was honest and upfront about setting expectations and making sure I understood every step of the process. Her communication and explanations of real estate lingo far exceeded my expectations, especially when trying to juggle work, family, and moving. The entire process was smooth and straightforward. I recommend her and her team every time if you are on the fence or unsure about who to go with. She made my goal of a better home for my family a reality!

5 out of 5 Stars
5 out of 5 Stars

Holly and the team were fantastic! They’ve simplified the process and made collecting documents and communicating so seamless. Not enough positives to say about the care our family received!

4.5 out of 5 Stars

Staff communicates well and are clear on needs and expectations. Very kind and willing to answer questions.

5 out of 5 Stars
5 out of 5 Stars

Holly was amazing to work with! She was very thorough and helpful during my first time home buying experience. I would highly recommend her and Veterans United to anyone I know who is planning on buying!

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